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    Offers & pricing

    Show the pay-later split next to the price

    Strong evidenceFor Ecommerce
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    When to use it

    When checkout already offers buy now, pay later but product and landing pages never mention it, so the price reads full-sticker.

    How to run it

    1. 1Add one line under the price: the per-installment amount with the provider logo, linking to terms.
    2. 2Start on the highest-AOV products, where the installment framing does the most work.

    Why it works

    Raise the perceived value of acting

    Showing "or 4 x $22" at the price reframes the total as installments, and it is only a copy change. Vendors report lifts of 30-35% in conversion (Klarna) and AOV gains up to +87% (Affirm).

    Source: Klarna/Affirm merchant data; CFPB rule withdrawal (May 2025)

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